Insights
Insights
2025 Year-End Economic & Market Review with 2026 Outlook
Economic Overview – Slow and Steady The U.S. economy continued to expand in 2025, though at a slower pace than earlier in the cycle. Real GDP grew at an […]
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Insights
Shifting Into Neutral and Coasting to the Finish Line
On December 10th the FOMC, or Federal Open Market Committee, cut the Federal funds target rate by 25 basis points to 3.50% – 3.75%. This was the third consecutive […]
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Insights
Walking a Tightrope
On September 17, 2025, amid a mix of economic signals and political pressure, the Federal Reserve cut its benchmark federal funds rate by 25 basis points, bringing the target […]
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Insights
What the One Big Beautiful Bill Act Means for Your Taxes
When a major new tax law goes into effect, it’s natural to have questions. And the changes are broad and complex in the One Big Beautiful Bill Act (OBBBA). […]
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Insights
In the Community
Celebrating Women In Banking LCNB | Wealth Operations Officer Amanda Luman was recognized as a finalist for the inaugural Ohio Bankers League (OBL) Women in Banking Rising Star Award. […]
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Insights
Soft Market Signs
The economic soft-landing scenario is gathering steam based on tame inflation data, a resilient consumer, and a strong labor market. The risk of recession cannot be completely ruled out […]
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Insights
Administration of Special Needs Trusts
A Special Needs Trust (SNT) is a legal arrangement created to benefit an individual with a disability. The primary purpose of this trust is to supplement — not replace […]
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